What is Student Travel Insurance
Student Travel Insurance is a policy specifically designed to provide coverage for students travelling abroad for educational purposes. This policy offers protection against unexpected events that may occur while studying abroad, such as medical emergencies, trip cancellation, or loss of personal belongings.
Why do I need Student Travel Insurance
Many universities and countries require students to have travel insurance as a condition of enrolment
Student Travel Insurance offers protection against unforeseen circumstances, such as illness, injury, or accidents that may occur while studying abroad
It provides coverage for medical expenses, including emergency medical evacuation and repatriation of remains
It offers protection against trip cancellations or interruptions, such as cancelled flights or natural disasters
It covers loss or theft of personal belongings, such as passports, laptops, or other valuables
It provides 24/7 emergency assistance services for students who require immediate help or advice while abroad
Key Features and Benefits of Student Travel Insurance Policy
Medical coverage, including emergency medical evacuation and repatriation of remains
Trip cancellation or interruption coverage
Lost or stolen luggage and personal belongings coverage
Accidental death and dismemberment coverage
Personal liability coverage
Emergency medical and travel assistance services
Coverage for pre-existing medical conditions (if applicable)
24/7 customer support and assistance
Study interruption coverage
Treatment for Mental and nervous disorders
Pregnancy related hospitalization
Sports injuries & Cancer screening
Childcare benefit
Bail Bond coverage
Sponsor Protection coverage
Inclusions in Student Travel Insurance
Medical expenses, including emergency medical treatment, hospitalization, and prescription medication
Emergency medical evacuation and repatriation of remains
Trip cancellation or interruption coverage
Lost or stolen luggage and personal belongings coverage
Personal liability coverage
Accidental death and dismemberment coverage
Exclusions in Student Travel Insurance
Pre-existing medical conditions that are not declared or covered by the policy
High-risk activities, such as extreme sports or adventure activities
Illegal or reckless behaviour
Non-compliance with policy terms and conditions
Mental health issues that are not covered by the policy
Travel to high-risk destinations that are excluded by the policy
Popular Add-on Covers in Student Travel Insurance
Medical Cover
Provides coverage for medical expenses in case of illness or injury during travel.
Personal Accident Cover
Offers financial assistance in case of accidental death or disability during travel.
Baggage Loss or Delay Cover
Covers the cost of lost or delayed baggage during travel.
Emergency Evacuation Cover
Covers the cost of emergency medical evacuation during travel.
Study Interruption Cover
Covers the cost of travel expenses in case of a study interruption due to medical reasons.
How To Buy Online from PolicyLeader
1. Visit Policyleader.com
Visit the official website of Policyleader.com to purchase student travel insurance.
2. Select Student Travel Insurance
Choose the type of student travel insurance that meets your requirements from the available options.
3. Enter Travel Details
Enter the travel details, including travel dates, destination, and number of travelers, to get a customized quote.
4. Choose Add-On Covers
Select any additional covers you may require, such as medical, personal accident, or baggage loss.
5. Check Premium and Coverage
Check the premium and coverage details for the selected policy and add-ons.
6. Make Payment
Make payment through the available payment options on the website.
7. Receive Policy Documents
After successful payment, you will receive the policy documents through email, which can be downloaded and printed for future reference.
8. Customer Support and Agent Visit
Policyleader.com offers customer support for any queries or assistance required during the purchase process or during the policy period.
How to file a Student Travel Insurance Claim
1. Inform the Insurer
Inform the insurance company immediately after an event that may lead to a claim, either by calling their customer service helpline or emailing.
2. Submit Required Documents
Collect and submit all required documents, such as original bills, receipts, medical reports, and police reports, per the claim form's guidelines.
3. Fill and Submit the Claim Form
Fill out the claim form with accurate details and submit it along with the required documents to the insurance company.
4.Claim Settlement
Once the claim is processed, the insurance company will inform you of the claim settlement amount and mode of payment.
5. Dispute Resolution
In case of any disputes or disagreements with the claim settlement, contact the insurer's customer service department or the ombudsman for dispute resolution.
Documents Required for Student Travel Insurance
- Passport - A copy of the passport of the insured person is required for the insurance application.
- Visa - A copy of the visa of the insured person is required for the insurance application.
- Airline Tickets - A copy of the airline tickets is required for the insurance application.
- Invoice - A copy of the invoice for travel-related expenses, such as flight bookings, hotel reservations, and transportation, is required.
- Medical Reports - Medical reports may be required for claims related to medical emergencies or accidents during travel.
- Police Reports - Police reports may be required for claims related to theft, loss of belongings, or accidents.
- Other Documents -Any other documents related to the travel, such as travel itinerary, boarding passes, or proof of ownership for expensive belongings, may also be required depending on the insurer's guidelines.
Why should you choose PolicyLeader for Student Travel Insurance
24/7 claim support
PolicyLeader offers 24/7 claim support to ensure that students can receive timely assistance in case of any travel-related emergencies. They have a dedicated customer support team that is available round-the-clock to assist with claim-related queries and guide the policyholders through the claim settlement process.
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Customized policy options
PolicyLeader provides customized policy options to ensure that students get the best possible coverage as per their specific requirements. Their experienced advisors analyze the student's needs, assess their risk profile, and suggest the most appropriate policy options that offer comprehensive coverage at affordable premiums.
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Expert advice from experienced advisors
PolicyLeader's experienced advisors are available to provide expert advice to the students, helping them choose the best policy that suits their travel requirements. They can assist with selecting the most appropriate policy options, understanding the policy features and benefits, and answering any queries related to the policy.
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Multiple insurers under one roof
PolicyLeader has tied up with multiple insurers and offers a wide range of policy options under one roof. This ensures that students can compare and choose from the best policies from leading insurers. Additionally, they have a strong presence and experienced insurance brokers in Gujarat and around the country, providing personalized and professional service to students.
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Simple and hassle-free process
PolicyLeader provides a simple and hassle-free process for buying student travel insurance. Students can complete the entire process online, including comparing policy options, selecting a policy, and making the payment. PolicyLeader also provides guidance and support throughout the process to ensure that the students can make an informed decision and purchase the policy that best suits their needs.
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