What is Family Travel Insurance
Family Travel Insurance is a category specifically designed to provide coverage for families traveling domestically and internationally. This policy offers protection against unexpected events that may occur while traveling, such as medical emergencies, trip cancellations, or loss of personal belongings. Typically, a Family Travel Insurance plan will cover individuals up to an age of 71 years, which is not the case with Individual Travel Insurance policies.
Why do I need Family Travel Insurance
Comprehensive Coverage
It provides coverage for all family members under one policy
Covers Unforeseen Events
It offers protection against unforeseen circumstances, such as illness, injury, or accidents that may occur while traveling
Emergency Events Covered
It covers medical expenses, including emergency medical evacuation and repatriation of remains
Flight Cancellations and Trip Interruptions Covered
It offers protection against trip cancellations or interruptions, such as cancelled flights or natural disasters
Luggage Covered
It provides coverage for lost or stolen luggage and personal belongings, such as passports, laptops, or other valuables
24*7 Coverage
It provides 24/7 emergency assistance services for families who require immediate help or advice while abroad
Cost Effectiveness
It is a cost-effective way to ensure that all family members are covered under one policy
Key Features/Benefits of Family Travel Insurance Policy
Medical coverage, including emergency medical evacuation and repatriation of remains
Trip cancellation or interruption coverage
Lost or stolen luggage and personal belongings coverage
Accidental death, repatriation and dismemberment coverage
Personal liability coverage
Emergency medical and travel assistance services
Coverage for pre-existing medical conditions (if applicable)
24/7 customer support and assistance
Childcare coverage in case of emergency or unexpected events
Family member reunification coverage
Loss of passport coverage
Flight delay coverage
Inclusions in Family Travel Insurance
The following aspects are covered in general family travel insurance
Medical expenses, including emergency medical treatment, hospitalization, and prescription medication
Emergency medical evacuation and repatriation of remains
Trip cancellation or interruption coverage
Lost or stolen luggage and personal belongings coverage
Personal liability coverage
Accidental death and dismemberment coverage
Exclusions in Family Travel Insurance
Here are the most common aspects not covered generally in a family travel insurance
Pre-existing medical conditions that are not declared or covered by the policy
High-risk activities, such as extreme sports or adventure activities
Illegal or reckless behaviour
Non-compliance with policy terms and conditions
Mental health issues that are not covered by the policy
Travel to high-risk destinations that are excluded by the policy
Popular Add-on Covers in Family Travel Insurance
Medical Cover
Covers medical expenses for illness or injury during travel.
Personal Accident Cover
Provides financial assistance in case of accidental death or disability during travel.
Emergency Evacuation Cover
Covers the cost of emergency medical evacuation during travel.
Family Cover
Provides coverage for the entire family traveling together.
Cashless Hospitalization
Provides cashless hospitalization facilities during travel.
Home Burglary Insurance
Provides coverage against burglary at home while on vacation.
How To Buy Online Policy from PolicyLeader
1. Visit Policyleader.com
Visit the official website of Policyleader.com to purchase family travel insurance.
2. Select Family Travel Insurance
Choose the type of family travel insurance that meets your requirements from the available options.
3. Enter Travel Details
Enter the travel details, including travel dates, destination, and number of family members, to get a customized quote.
4. Choose Add-On Covers
Select any additional covers that you may require, such as trip cancellation, medical cover, or baggage loss cover.
5. Check Premium and Coverage
Check the premium and coverage details for the selected policy and add-ons.
6. Make Payment
Make payment through the available payment options on the website.
7. Receive Policy Documents
After successful payment, you will receive the policy documents through email, which can be downloaded and printed for future reference.
8. Customer Support and Agent Visit
Policyleader.com offers customer support for any queries or assistance required during the purchase process or during the policy period.
How to file a Family Travel Insurance Claim
1. Inform the Insurer
Inform the insurance company as soon as possible after the occurrence of an event that may lead to a claim, either by calling their customer service helpline or sending an email.
2. Submit Required Documents
Collect and submit all required documents, such as original bills, receipts, medical reports, and police reports, as per the claim form's guidelines.
3. Fill and Submit the Claim Form
Fill out the claim form with accurate details and submit it along with the required documents to the insurance company.
4.Claim Settlement
Once the claim is processed, the insurance company will inform you of the claim settlement amount and mode of payment.
5. Dispute Resolution
In case of any disputes or disagreements with the claim settlement, reach out to the insurer's customer service department or the ombudsman for dispute resolution.
Documents Required for Family Travel Insurance
- Passport - A copy of the passport of the insured person is required for the insurance application.
- Visa - A copy of the visa of the insured person is required for the insurance application.
- Airline Tickets - A copy of the airline tickets is required for the insurance application.
- Invoice - A copy of the invoice for travel-related expenses, such as flight bookings, hotel reservations, and transportation, is required.
- Medical Reports - Medical reports may be required for claims related to medical emergencies or accidents during the travel.
- Police Reports - Police reports may be required for claims related to theft, loss of belongings, or accidents.
- Other Documents -Any other documents related to the travel, such as travel itinerary, boarding passes, or proof of ownership for expensive belongings, may also be required depending on the insurer's guidelines.
Why should you choose PolicyLeader for Family Travel Insurance
24/7 claim support
Policyleader offers 24/7 claim support to ensure that the policyholders can receive timely assistance in case of any travel-related emergencies. They have a dedicated customer support team that is available round-the-clock to assist with claim-related queries and guide the policyholders through the claim settlement process.
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Customized policy options
We understand that each family has unique travel needs and requirements. That's why we provide customized policy options to ensure that our policyholders get the best possible coverage as per their specific needs. Our experienced advisors analyze our policyholder's needs, assess their risk profile, and suggest the most appropriate policy options that offer comprehensive coverage at affordable premiums. This ensures that our policyholders can travel with peace of mind, knowing that they have the best possible coverage for their family.
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Expert advice from experienced advisors
Choosing the right travel insurance policy can be a daunting task, especially for families. That's why we have a team of experienced advisors who are available to provide expert advice to our policyholders. Our advisors can assist with selecting the most appropriate policy options, understanding the policy features and benefits, and answering any queries related to the policy. They work closely with our policyholders to understand their specific travel needs and recommend the most suitable policy that offers comprehensive coverage.
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Multiple insurers under one roof
We have tied up with multiple insurers and offer a wide range of policy options under one roof. This ensures that our policyholders can compare and choose from the best policies from leading insurers. We have a strong presence and experienced insurance brokers in Gujarat and around the country, providing personalized and professional service to our policyholders. This allows our policyholders to choose from a variety of policy options and select the one that best suits their family's travel needs.
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Simple and hassle-free process
We provide a simple and hassle-free process for buying family travel insurance. Our policyholders can complete the entire process online, including comparing policy options, selecting a policy, and making the payment. Our website is easy to use and navigate, and we provide guidance and support throughout the process to ensure that our policyholders can make an informed decision and purchase the policy that best suits their family's needs. Our goal is to provide a seamless and convenient experience to our policyholders, so that they can focus on enjoying their trip with their loved ones.
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