What is Multi-Trip Travel Insurance
Multi-trip travel insurance provides coverage for multiple trips within a specified period, usually one year. It can save you money and time compared to purchasing separate insurance for each trip, and it typically includes benefits such as trip cancellation/interruption, medical expenses, and baggage coverage.
Why do I need multi-trip travel insurance
Frequent Travel
It provides coverage for individuals who frequently travel for business or personal purposes
Medical Coverage
It covers medical expenses, including emergency medical evacuation and repatriation of remains, for all trips taken during the policy period
Trip Protection & Delay
It offers protection against trip cancellations or interruptions, such as cancelled flights or natural disasters, for all trips taken during the policy period
Cost-effective
It is a cost-effective way to ensure that you are covered for multiple trips under one policy
Emergency Coverage
It offers 24/7 emergency assistance services for all trips taken during the policy period, for immediate help or advice while abroad
Mandatory Visa Requirement
It may be required by certain countries or visa applications for all trips taken during the policy period
Loss of document
Coverage for lost or stolen important travel documents required when travelling, such as passport or ID proof, for all trips taken during the policy period
Loss of baggage
Coverage for loss of important baggage, including laptops or other personal items, for all trips taken during the policy period
Dental Treatment
Coverage for emergency dental treatment, which can be expensive abroad, for all trips taken during the policy period
Legal Liability
Coverage for legal liability that may arise while travelling, such as a third-party injury or damage while driving, for all trips taken during the policy period
Emergency Evacuation
Coverage for emergency evacuation in the event of an unforeseen calamity, such as a natural disaster or political unrest, for all trips taken during the policy period
Repatriation of Remains
Coverage for the repatriation of remains in the unfortunate event of death while travelling, for all trips taken during the policy period
Annual Coverage
It provides coverage for multiple trips taken within a specified period, usually one year, saving you money and time compared to purchasing separate insurance for each trip.
Key Features/Benefits of Multi-Trip Travel Insurance Policy
Coverage for multiple trips within a specified period, usually one year
Medical coverage, including emergency medical evacuation and repatriation of remains, for all trips taken during the policy period
Trip cancellation or interruption coverage, for all trips taken during the policy period
Lost or stolen baggage and personal items coverage, for all trips taken during the policy period
24/7 emergency medical and travel assistance services, for all trips taken during the policy period
Customizable coverage options based on travel needs
Inclusions in Multi-Trip Travel Insurance
Here is a list of a few general inclusions
Medical expenses, including emergency medical treatment, hospitalization, and prescription medication, for all trips taken during the policy period
Emergency medical evacuation and repatriation of remains, for all trips taken during the policy period
Trip cancellation or interruption coverage, for all trips taken during the policy period
Lost or stolen baggage and personal items coverage, for all trips taken during the policy period
Personal liability coverage, for all trips taken during the policy period
Accidental death and dismemberment coverage, for all trips taken during the policy period
Exclusions in Multi-Trip Travel Insurance
Here are a few factors NOT covered in multi-trip travel insurance
Pre-existing medical conditions that are not declared or covered by the policy
High-risk activities, such as extreme sports or adventure activities, unless specifically covered by the policy
Illegal or reckless behaviour
Non-compliance with policy terms and conditions
Mental health issues that are not covered by the policy
Travel to high-risk destinations that are excluded by the policy
Popular Add-on Covers in Family Travel Insurance
Medical Cover
Covers medical expenses for illness or injury during any of the trips taken within the policy period.
Personal Accident Cover
Provides financial assistance in case of accidental death or disability during any of the trips taken within the policy period.
Baggage Loss or Delay Cover
Covers the cost of lost or delayed baggage during any of the trips taken within the policy period.
Trip Cancellation Cover
Covers the cost of trip cancellation due to unforeseen circumstances such as illness, natural disasters, or political unrest.
Emergency Evacuation Cover
Covers the cost of emergency medical evacuation during any of the trips taken within the policy period.
Car Rental Excess Cover
Covers the excess amount charged by car rental companies for accidental damage or theft of the rental car.
How To Buy Online Policy from PolicyLeader
1. Visit Policyleader.com
Visit the official website of Policyleader.com to purchase multi-trip travel insurance.
2. Select Multi-Trip Travel Insurance
Choose the type of multi-trip travel insurance that meets your requirements from the available options.
3. Enter Travel Details
Enter the travel details, including travel dates, destination, and number of travellers, to get a customized quote.
4. Choose Add-On Covers
Select any additional covers that you may require, such as medical cover, baggage loss cover, or trip cancellation cover.
5. Check Premium and Coverage
Check the premium and coverage details for the selected policy and add-ons.
6. Make Payment
Make payment through the available payment options on the website.
7. Receive Policy Documents
After successful payment, you will receive the policy documents through email, which can be downloaded and printed for future reference.
8. Customer Support and Agent Visit
Policyleader.com offers customer support for any queries or assistance required during the purchase process or during the policy period.
How to file a Multi-Trip Travel Insurance Claim
1. Inform the Insurer
Inform the insurance company as soon as possible after the occurrence of an event that may lead to a claim, either by calling their customer service helpline or sending an email.
2. Submit Required Documents
Collect and submit all required documents, such as original bills, receipts, medical reports, and police reports, as per the claim form's guidelines.
3. Fill and Submit the Claim Form
Fill out the claim form with accurate details and submit it along with the required documents to the insurance company.
4.Claim Settlement
Once the claim is processed, the insurance company will inform you of the claim settlement amount and mode of payment.
5. Dispute Resolution
In case of any disputes or disagreements with the claim settlement, reach out to the insurer's customer service department or the ombudsman for dispute resolution.
Documents Required for Multi-Trip Travel Insurance
- Passport - A copy of the passport of the insured person is required for the insurance application.
- Visa - A copy of the visa of the insured person is required for the insurance application.
- Airline Tickets - A copy of the airline tickets is required for the insurance application.
- Invoice - A copy of the invoice for travel-related expenses, such as flight bookings, hotel reservations, and transportation, is required.
- Medical Reports - Medical reports may be required for claims related to medical emergencies or accidents during the travel.
- Police Reports - Police reports may be required for claims related to theft, loss of belongings, or accidents.
- Other Documents -Any other documents related to the travel, such as travel itinerary, boarding passes etc.
Why should you choose PolicyLeader for Family Travel Insurance
24/7 claim support
PolicyLeader offers 24/7 claim support for multi-trip travel insurance to ensure that policyholders can receive timely assistance in case of any travel-related emergencies. They have a dedicated customer support team that is available round-the-clock to assist with claim-related queries and guide the policyholders through the claim settlement process.
Read More...Customized policy options
PolicyLeader provides customized policy options to ensure that the policyholders get the best possible coverage as per their specific requirements. Their experienced advisors analyze the policyholder's needs, assess their risk profile, and suggest the most appropriate policy options that offer comprehensive coverage at affordable premiums.
Read More...Expert advice from experienced advisors
PolicyLeader's experienced advisors are available to provide expert advice to the policyholders, helping them choose the best policy that suits their travel requirements. They can assist with selecting the most appropriate policy options, understanding the policy features and benefits, and answering any queries related to the policy.
Read More...Multiple insurers under one roof
PolicyLeader has tied up with multiple insurers and offers a wide range of policy options under one roof. This ensures that the policyholders can compare and choose from the best policies from leading insurers. Additionally, they have a strong presence and experienced insurance brokers in Gujarat and around the country, providing personalized and professional service to the policyholders.
Read More...Simple and hassle-free process
PolicyLeader provides a simple and hassle-free process for buying multi-trip travel insurance. The policyholders can complete the entire process online, including comparing policy options, selecting a policy, and making the payment. PolicyLeader also provides guidance and support throughout the process to ensure that the policyholder can make an informed decision and purchase the policy that best suits their needs.
Read More...