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What is Multi-Trip Travel Insurance

Multi-trip travel insurance provides coverage for multiple trips within a specified period, usually one year. It can save you money and time compared to purchasing separate insurance for each trip, and it typically includes benefits such as trip cancellation/interruption, medical expenses, and baggage coverage.


Why do I need multi-trip travel insurance

Frequent Travel

It provides coverage for individuals who frequently travel for business or personal purposes

Medical Coverage

It covers medical expenses, including emergency medical evacuation and repatriation of remains, for all trips taken during the policy period

Trip Protection & Delay

It offers protection against trip cancellations or interruptions, such as cancelled flights or natural disasters, for all trips taken during the policy period

Cost-effective

It is a cost-effective way to ensure that you are covered for multiple trips under one policy

Emergency Coverage

It offers 24/7 emergency assistance services for all trips taken during the policy period, for immediate help or advice while abroad

Mandatory Visa Requirement

It may be required by certain countries or visa applications for all trips taken during the policy period

Loss of document

Coverage for lost or stolen important travel documents required when travelling, such as passport or ID proof, for all trips taken during the policy period

Loss of baggage

Coverage for loss of important baggage, including laptops or other personal items, for all trips taken during the policy period

Dental Treatment

Coverage for emergency dental treatment, which can be expensive abroad, for all trips taken during the policy period

Legal Liability

Coverage for legal liability that may arise while travelling, such as a third-party injury or damage while driving, for all trips taken during the policy period

Emergency Evacuation

Coverage for emergency evacuation in the event of an unforeseen calamity, such as a natural disaster or political unrest, for all trips taken during the policy period

Repatriation of Remains

Coverage for the repatriation of remains in the unfortunate event of death while travelling, for all trips taken during the policy period

Annual Coverage

It provides coverage for multiple trips taken within a specified period, usually one year, saving you money and time compared to purchasing separate insurance for each trip.


Key Features/Benefits of Multi-Trip Travel Insurance Policy

Coverage for multiple trips within a specified period, usually one year

Medical coverage, including emergency medical evacuation and repatriation of remains, for all trips taken during the policy period

Trip cancellation or interruption coverage, for all trips taken during the policy period

Lost or stolen baggage and personal items coverage, for all trips taken during the policy period

24/7 emergency medical and travel assistance services, for all trips taken during the policy period

Customizable coverage options based on travel needs


Inclusions in Multi-Trip Travel Insurance

Here is a list of a few general inclusions

Medical expenses, including emergency medical treatment, hospitalization, and prescription medication, for all trips taken during the policy period

Emergency medical evacuation and repatriation of remains, for all trips taken during the policy period

Trip cancellation or interruption coverage, for all trips taken during the policy period

Lost or stolen baggage and personal items coverage, for all trips taken during the policy period

Personal liability coverage, for all trips taken during the policy period

Accidental death and dismemberment coverage, for all trips taken during the policy period


Exclusions in Multi-Trip Travel Insurance

Here are a few factors NOT covered in multi-trip travel insurance

Pre-existing medical conditions that are not declared or covered by the policy

High-risk activities, such as extreme sports or adventure activities, unless specifically covered by the policy

Illegal or reckless behaviour

Non-compliance with policy terms and conditions

Mental health issues that are not covered by the policy

Travel to high-risk destinations that are excluded by the policy


Popular Add-on Covers in Family Travel Insurance

Medical Cover

Covers medical expenses for illness or injury during any of the trips taken within the policy period.

Personal Accident Cover

Provides financial assistance in case of accidental death or disability during any of the trips taken within the policy period.

Baggage Loss or Delay Cover

Covers the cost of lost or delayed baggage during any of the trips taken within the policy period.

Trip Cancellation Cover

Covers the cost of trip cancellation due to unforeseen circumstances such as illness, natural disasters, or political unrest.

Emergency Evacuation Cover

Covers the cost of emergency medical evacuation during any of the trips taken within the policy period.

Car Rental Excess Cover

Covers the excess amount charged by car rental companies for accidental damage or theft of the rental car.


How To Buy Online Policy from PolicyLeader

1. Visit Policyleader.com

Visit the official website of Policyleader.com to purchase multi-trip travel insurance.

2. Select Multi-Trip Travel Insurance

Choose the type of multi-trip travel insurance that meets your requirements from the available options.

3. Enter Travel Details

Enter the travel details, including travel dates, destination, and number of travellers, to get a customized quote.

4. Choose Add-On Covers

Select any additional covers that you may require, such as medical cover, baggage loss cover, or trip cancellation cover.

5. Check Premium and Coverage

Check the premium and coverage details for the selected policy and add-ons.

6. Make Payment

Make payment through the available payment options on the website.

7. Receive Policy Documents

After successful payment, you will receive the policy documents through email, which can be downloaded and printed for future reference.

8. Customer Support and Agent Visit

Policyleader.com offers customer support for any queries or assistance required during the purchase process or during the policy period.


How to file a Multi-Trip Travel Insurance Claim

1. Inform the Insurer

Inform the insurance company as soon as possible after the occurrence of an event that may lead to a claim, either by calling their customer service helpline or sending an email.

2. Submit Required Documents

Collect and submit all required documents, such as original bills, receipts, medical reports, and police reports, as per the claim form's guidelines.

3. Fill and Submit the Claim Form

Fill out the claim form with accurate details and submit it along with the required documents to the insurance company.

4.Claim Settlement

Once the claim is processed, the insurance company will inform you of the claim settlement amount and mode of payment.

5. Dispute Resolution

In case of any disputes or disagreements with the claim settlement, reach out to the insurer's customer service department or the ombudsman for dispute resolution.


Documents Required for Multi-Trip Travel Insurance

  • Passport - A copy of the passport of the insured person is required for the insurance application.
  • Visa - A copy of the visa of the insured person is required for the insurance application.
  • Airline Tickets - A copy of the airline tickets is required for the insurance application.
  • Invoice - A copy of the invoice for travel-related expenses, such as flight bookings, hotel reservations, and transportation, is required.
  • Medical Reports - Medical reports may be required for claims related to medical emergencies or accidents during the travel.
  • Police Reports - Police reports may be required for claims related to theft, loss of belongings, or accidents.
  • Other Documents -Any other documents related to the travel, such as travel itinerary, boarding passes etc.

Why should you choose PolicyLeader for Family Travel Insurance

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24/7 claim support

PolicyLeader offers 24/7 claim support for multi-trip travel insurance to ensure that policyholders can receive timely assistance in case of any travel-related emergencies. They have a dedicated customer support team that is available round-the-clock to assist with claim-related queries and guide the policyholders through the claim settlement process.

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Customized policy options

PolicyLeader provides customized policy options to ensure that the policyholders get the best possible coverage as per their specific requirements. Their experienced advisors analyze the policyholder's needs, assess their risk profile, and suggest the most appropriate policy options that offer comprehensive coverage at affordable premiums.

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Expert advice from experienced advisors

PolicyLeader's experienced advisors are available to provide expert advice to the policyholders, helping them choose the best policy that suits their travel requirements. They can assist with selecting the most appropriate policy options, understanding the policy features and benefits, and answering any queries related to the policy.

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Multiple insurers under one roof

PolicyLeader has tied up with multiple insurers and offers a wide range of policy options under one roof. This ensures that the policyholders can compare and choose from the best policies from leading insurers. Additionally, they have a strong presence and experienced insurance brokers in Gujarat and around the country, providing personalized and professional service to the policyholders.

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Simple and hassle-free process

PolicyLeader provides a simple and hassle-free process for buying multi-trip travel insurance. The policyholders can complete the entire process online, including comparing policy options, selecting a policy, and making the payment. PolicyLeader also provides guidance and support throughout the process to ensure that the policyholder can make an informed decision and purchase the policy that best suits their needs.

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Compare & Save upto 85%*

On Travel Insurance

*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

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